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When you hear the words, Faster Payments, what do you think of? Is Same Day ACH among your options? Same Day ACH, a new faster payment, was implemented in September 2016. The usage has grown significantly from 13 million payments in the first partial year to 403 million transactions in the first quarter of 2026 with a value of $1.1 trillion. NACHA membership recently approved an increase in the dollar limit for transactions to $10 million, effective on September 17, 2027. S

At The Bankers Bank, our mission has always been simple: to make you, our respondent bank customers, more capable, more competitive, and more confident in serving your own communities. That mission extends beyond the financial products and services we provide. It extends to the technology platform that powers your connection to us. Over the past year, our Board of Directors has made a significant and intentional investment in modernizing and expanding our digital banking plat

Jake Charnock President & CEO First National Bank & Trust of Ardmore Jake Charnock serves as the President and CEO of First National Bank & Trust (1NB) in Ardmore, a role he assumed in 2022 after two decades of progressive experience within the institution. He joined 1NB in 2004, advancing through key roles including Credit Analyst, Commercial Lender, and Chief Credit Officer. Jake holds a Bachelor of Science in Accounting and a Master of Business Administration (MBA) from We

If you’ve been to a banking conference in the last year, you’ve heard the same thing I have: AI, AI, AI. Your board is asking about it. Your peers are claiming to use it. Your competitors are putting it in their marketing. And yet, when you ask people what they’re actually doing with it, the answers are quite vague. We all know AI matters; many just don’t know what to do with it. The good news is that the gap between asking the questions and putting it into practice is pretty