Latest Newsletters

DOUG FULLER, QUAIL CREEK BANK In addition to being Board Chairman for The Bankers Bank, Doug Fuller has been the President and CEO of Quail Creek Bank in Oklahoma City, OK since 2009. Prior to that, Doug worked in banking since the 80s and spent a few years as the Membership Director for  Leadership Oklahoma, as well.  He has been a Bankers Bancorp board member for two terms. Q: How has your term as Chairman been? A: In one word… fast! I can’t believe it’s already November an

by Miles Pringle, EVP & General Counsel There has been a lot of news about stablecoin since the passage of the GENIUS Act this summer. The act explicitly names banks as having a role, so bankers do need to learn more about stablecoins and their potential opportunities (and threats). With that said, it is still early days and there is more unknown than known.  For reference, stablecoins are a specific type of digital asset, distinct from  cryptocurrencies (like bitcoin) becaus

by Amanda Martin, VP/Calling Officer The Independent Community Bankers Association (ICBA)’s Subsidiary, ICBA Payments, has teamed up with Pidgin to help make Instant Payments easier for community banks to tackle. The Bankers Bank also has a partnership with Pidgin and is excited about what this additional alliance will mean for customers.  As the world of FedNow continues to grow, many community banks seem to find themselves stuck in receive-only mode. Whether that is due to

What beautiful weather we had for this year’s golf tournament! The recent rain made for a wet, lush course, but there was no threat of a rain delay for the shotgun start. Just sunshine. We hope everyone enjoyed the return of the Grab & Go Breakfast and imbibed in the Club Specials and other offerings from the beverage carts and drink stations around the course. Play moved quickly with several teams finishing early, while others finished more leisurely. We are glad for whateve

by Steve McIlhaney, SVP , Director of Business Development Despite the many digital payment options and advancements, check fraud continues to surge throughout the US. Check fraud involves tens of thousands of incidents monthly. The losses incurred during the first six months of 2025 exceed $3 Billion! The bad actors come in all shapes and sizes, but in most cases the activity is driven by organized criminals exploiting gaps in our traditional payment method. Complicating the

Ryan Wedel has joined The Bankers Bank as Senior Vice President of Commercial Lending, bringing with him almost 30 years of banking experience – the last 16 years at Landmark National Bank in Kansas. While at Landmark, Ryan successfully led the Commercial Lending team across both metropolitan and mid-market areas, including Kansas City, Lawrence, Topeka, and Manhattan. He most recently served as Landmark’s Chief Strategy Officer, where he drove strategic initiatives and innov

This year TBB returned to the Quail Creek Country Club for its Annual Shareholder Meeting. We were able to recognize outgoing board members Barry Anderson (F&M Bank), Clayton Lodes (First National Bank and Trust Company of Ardmore), and Richard Sims (Wellington State Bank) who have helped lead the bank to its most profitable years ever. Clayton served as Chairman for the past year and stated that TBB is in good hands with its current board and management leadership.  CEO Troy

Korbet Moore is a finance professional with experience in credit underwriting, compliance and consulting. He has worked for several years as a consultant, specializing in loan review, interest rate risk analysis, collateral risk management and policy audits. Korbet has developed expertise in stress testing and financial scenario analysis, particularly in relation to asset and liability management. While earning his finance degree at Oklahoma State University, he served as an

by Miles Pringle, EVP & General Counsel Dwight D. Eisenhower once said: “In preparing for battle I have always found that plans are useless, but planning is indispensable.”  While banks are required to have a strategic plan, examiners are quick to note that there is no one “best” approach. Instead, regulators focus on the reasonableness of the plan’s assumptions. Their assessments consider many factors such as a bank’s personnel resources, geography, financial resources, and

In addition to being Board Chairman for The Bankers Bank, Clayton Lodes is CEO at First National Bank & Trust of Ardmore, OK. He is a CPA, and practiced public accounting for over 20 years before joining 1NB in 2002. Clayton has served on the TBB Board since 2018, and also serves on the REI Oklahoma Board of Directors in Durant. He and his wife, Bebe, enjoy volunteering for several civic and charitable organizations and especially enjoy spending time with their three children

by Miles Pringle, EVP & General Counsel You may have seen news in early September that social media videos (largely on TikTok) were showing people exploiting a “glitch” in Chase Bank’s ATM system. The error allowed customers of Chase Bank to write a check for more money than they had available, deposit the check via ATM, and then withdraw the funds in cash. Not long thereafter, Fidelity Investments reduced mobile deposit limits for certain customers, citing a similar scheme.

by Kas Stewart, SVP & AAP NUMBER 1: FDIC Signage The FDIC has amended Part 328, Subsection A and B governing the use of the FDIC signage. Compliance with subsection B is required by January 1, 2025. This section, FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status and Misuse of the FDIC’s Name or Logo was approved by the FDIC Board in December 2023.  Compliance with Part 328, Subsection A has been extended to May 1, 2025. T

The Bankers Bank held their 35th Annual Golf Tournament at the Oak Tree Country Club on Monday, June 10th. The weather and course were absolutely perfect! It was great to see so many familiar faces and some new ones too.  A special thank you to our Sponsors as well as the TBB volunteers for their part in making this event a great success. We cannot do it without you! See you next year – June 9, 2025 C Flight: 1st:    Justin Hull, Justin Edwards, Scott Keeney, Brett Windsor 2n

by Kas Stewart, SVP & AAP George Russell “Pat” Kelly 4/29/1933 – 5/26/2024 Pat Kelly began his  banking  career at Liberty National Bank, shortly after graduation from  high school.  He worked there  for 43 years before joining The Bankers Bank, where he continued to call on banks across the state of Oklahoma.  Pat loved his customers and was a strong advocate for all.  Errors or omissions were quickly resolved.  “Don’t follow me, I am slow.”  He hated tickets, so he left ear

by Mike Murphy, EVP & Chief Risk Officer Bankers Bancorp’s board is excited to announce the rebranding and relaunch of its audit and consulting subsidiary. The Bankers Solutions (TBS) has been operating for 20 years as Bankers Professional Services, Inc, conducting compliance audits, internal control reviews and other similar services. We are now going to build on that foundation by adding other audit functions and consulting services. We’re also adding to our team to meet t

by Mike Murphy, EVP & Chief Risk Officer As a long-time banker who used to be an examiner, I am sometimes conflicted like the guy with the angel and the devil arguing on each of my shoulders. This is especially true when working with regulators whether during the exam process, filing regulatory reports or even doing a branch application. You can get so frustrated, but then you ask yourself why, and try to look at it from their perspective.  From the Fed’s Commercial Bank Exam

by Kas Stewart, SVP & AAP A breakdown of your bank’s instant payment options ... If you have questions about instant payments or would like to start utilizing FedNow and/or RTP, contact your Calling Officer to schedule an informational call with our team of experts!

On Friday, March 29th, TBB had our Annual Shareholder Meeting. Outgoing Chairman, Evans McBride, commented on the growth and success of TBB during his term on the Board. CEO and President, Troy Appling, was pleased to report that TBB had three record years in a row. Another significant dividend of $20 per share was paid with Bancorp subsidiaries Forward in Technology and Bankers Professional Services, Inc. contributing to the dividend for the second year in a row. We also wel

by Shannon Truax, Bankers Professional Services, Inc. What You Should Know About BSA/AML/CFT and What is With All of the New Acronyms? The Anti Money Laundering (AML) Act of 2020 has brought some changes to what we have historically known as the Bank Secrecy Act (BSA). Many regulatory agencies, including the Financial Crimes Enforcement Network (FinCEN), are now using the terms AML/CFT (Countering the Financing of Terrorism) instead of BSA/AML to better align with the AML Act

by Kas Stewart, SVP & AAP ... the Bankers Bank provides Investment Safekeeping Services? Our team provides superior service, support and assistance. Let us oversee your portfolio activity so you can concentrate on your customers.   Competitive pricing Advance notice of maturities and coupon payments Separate accounting for your customer securities Waiver of fees for new depositors Fifty percent credit for withdrawal fees from current provider Transaction posting to your DDA