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ACH RISK Management Rules The clock is ticking. Are you prepared? Are you preparing? Phase One:   March 20, 2026 On this day, the rule applies to non-consumer Originators, ODFIs, Third-Party Senders; and Third-Party Service Providers with annual ACH origination volume of six million or greater in 2023. Phase Two: June 19, 2026 The rules go into effect for all other Non-Consumer Originators, Third-Party Senders and Third-Party Service Providers. What changes? NACHA currently r

Let’s talk about partnership. Lately, I’ve interacted with an increasing number of companies – mostly technology-related, of course. There is a Grand Canyon of difference between those that I think of as vendors  and those that I consider partners . With all the complexity and dependence on our technology stack, it’s increasingly important that our business relationships involve partners . Quick Gut-Check: Is it time to reevaluate? Though I hate to start this article negative

Happy New Year! We hope it is getting off to a great start. 2026 is a big year for TBB as we celebrate turning 40. We have a lot to share with you about what is upcoming, but it is always important to reflect on how we got here. 2025 was another great year for TBB. ROA remained solid and net income continues to set records. But for extraordinary items in 2024, 2025 was the most profitable year in TBB’s history. One area that needs highlighting is our Loan Department. Rick Lin

When most people hear “Human Resources,” the first thing that may come to mind is payroll and benefits. Sure, that’s an important part of what we do, but as HR professionals, we know our role is much broader, especially when it comes to supporting our organization’s health and resilience. One big part of that is guiding the organization for change and making sure it has the right infrastructure to support that change. So, what’s on the radar this year? Three headline changes