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At The Bankers Bank, our mission has always been simple: to make you, our respondent bank customers, more capable, more competitive, and more confident in serving your own communities. That mission extends beyond the financial products and services we provide. It extends to the technology platform that powers your connection to us. Over the past year, our Board of Directors has made a significant and intentional investment in modernizing and expanding our digital banking plat

Jake Charnock President & CEO First National Bank & Trust of Ardmore Jake Charnock serves as the President and CEO of First National Bank & Trust (1NB) in Ardmore, a role he assumed in 2022 after two decades of progressive experience within the institution. He joined 1NB in 2004, advancing through key roles including Credit Analyst, Commercial Lender, and Chief Credit Officer. Jake holds a Bachelor of Science in Accounting and a Master of Business Administration (MBA) from We

If you’ve been to a banking conference in the last year, you’ve heard the same thing I have: AI, AI, AI. Your board is asking about it. Your peers are claiming to use it. Your competitors are putting it in their marketing. And yet, when you ask people what they’re actually doing with it, the answers are quite vague. We all know AI matters; many just don’t know what to do with it. The good news is that the gap between asking the questions and putting it into practice is pretty

Let’s talk about partnership. Lately, I’ve interacted with an increasing number of companies – mostly technology-related, of course. There is a Grand Canyon of difference between those that I think of as vendors and those that I consider partners. With all the complexity and dependence on our technology stack, it’s increasingly important that our business relationships involve partners. Quick Gut-Check: Is it time to reevaluate? Though I hate to start this article negatively,

Happy New Year! We hope it is getting off to a great start. 2026 is a big year for TBB as we celebrate turning 40. We have a lot to share with you about what is upcoming, but it is always important to reflect on how we got here. 2025 was another great year for TBB. ROA remained solid and net income continues to set records. But for extraordinary items in 2024, 2025 was the most profitable year in TBB’s history. One area that needs highlighting is our Loan Department. Rick Lin

When most people hear “Human Resources,” the first thing that may come to mind is payroll and benefits. Sure, that’s an important part of what we do, but as HR professionals, we know our role is much broader, especially when it comes to supporting our organization’s health and resilience. One big part of that is guiding the organization for change and making sure it has the right infrastructure to support that change. So, what’s on the radar this year? Three headline changes

DOUG FULLER, QUAIL CREEK BANK In addition to being Board Chairman for The Bankers Bank, Doug Fuller has been the President and CEO of Quail Creek Bank in Oklahoma City, OK since 2009. Prior to that, Doug worked in banking since the 80s and spent a few years as the Membership Director for Leadership Oklahoma, as well. He has been a Bankers Bancorp board member for two terms. Q: How has your term as Chairman been? A: In one word… fast! I can’t believe it’s already November an

by Miles Pringle, EVP & General Counsel There has been a lot of news about stablecoin since the passage of the GENIUS Act this summer. The act explicitly names banks as having a role, so bankers do need to learn more about stablecoins and their potential opportunities (and threats). With that said, it is still early days and there is more unknown than known. For reference, stablecoins are a specific type of digital asset, distinct from cryptocurrencies (like bitcoin) becaus

by Amanda Martin, VP/Calling Officer The Independent Community Bankers Association (ICBA)’s Subsidiary, ICBA Payments, has teamed up with Pidgin to help make Instant Payments easier for community banks to tackle. The Bankers Bank also has a partnership with Pidgin and is excited about what this additional alliance will mean for customers. As the world of FedNow continues to grow, many community banks seem to find themselves stuck in receive-only mode. Whether that is due to