According to research firms, subordinated debt offerings by bank holding companies (BHCs) have grown significantly in the past few years. There appear to be two main drivers of this trend. First, low interest rates made high dollar issuances with longer terms more appealing. Second, in 2018, the asset threshold to qualify for the Small Bank Holding Company Policy Statement was raised from $1 billion in consolidated assets to $3 billion. When BHCs meet the criteria for the Pol

Thank you to everyone who took the time to join The Bankers Bank on our 2022 Road Show Tour! It was great to see and visit with those of you who were able to attend. If you could not be with us in person, we missed you. We shared a lot of information both on iWeb and some industry topics. If you would like to review what you heard or see what we discussed, the slide show from those events has now been  posted on our website . A white paper on Multifactor Authentication can al

Beginning the second quarter of 2023, the Security Code List for call-in wires will no longer be mailed. TBB is moving to electronic delivery. Although most use call-in wires as a contingency, keep in mind that when you need it, you need it. To facilitate this change, new documents must be completed by March of 2023. Please contact Laura Coale, lcoale@tbb.bank or call (405) 848-8877 and just ask for Laura.

We loved seeing each of you at the TBB Road Shows during August, September and October. It was great to share information and hear your suggestions. Thank you for attending! Program materials available  here . The TBB Team in Krebs

On October 25th, five banks in Oklahoma joined together to provide education and a strong focus on fraud and cybersecurity to both local small businesses and the senior members of their communities. “Fight Cyber-Crime with your Bank” was developed by staff from all four banks in Alva and the bank in Hopeton. This extraordinary collaboration among five competing banks, demonstrates the impact that local banks can have on their customers and their towns. The events were held in

The Bankers Bank’s 33rd Annual Golf Classic was held Monday, June 13th at Oak Tree Golf and Country Club. Although the weather was warmer than it has been for many of our past tournaments, everyone seemed to enjoy their time on the course as well as visiting with friends and colleagues. Thank you to all the players and a special thanks to our sponsors. We could not have such a successful event without all involved. Mark your calendars to join us on June 12, 2023 for our 34th