by Mike Murphy, EVP & Chief Risk Officer As a long-time banker who used to be an examiner, I am sometimes conflicted like the guy with the angel and the devil arguing on each of my shoulders. This is especially true when working with regulators whether during the exam process, filing regulatory reports or even doing a branch application. You can get so frustrated, but then you ask yourself why, and try to look at it from their perspective.  From the Fed’s Commercial Bank Exam

by Kas Stewart, SVP & AAP A breakdown of your bank’s instant payment options ... If you have questions about instant payments or would like to start utilizing FedNow and/or RTP, contact your Calling Officer to schedule an informational call with our team of experts!

On Friday, March 29th, TBB had our Annual Shareholder Meeting. Outgoing Chairman, Evans McBride, commented on the growth and success of TBB during his term on the Board. CEO and President, Troy Appling, was pleased to report that TBB had three record years in a row. Another significant dividend of $20 per share was paid with Bancorp subsidiaries Forward in Technology and Bankers Professional Services, Inc. contributing to the dividend for the second year in a row. We also wel

by Shannon Truax, Bankers Professional Services, Inc. What You Should Know About BSA/AML/CFT and What is With All of the New Acronyms? The Anti Money Laundering (AML) Act of 2020 has brought some changes to what we have historically known as the Bank Secrecy Act (BSA). Many regulatory agencies, including the Financial Crimes Enforcement Network (FinCEN), are now using the terms AML/CFT (Countering the Financing of Terrorism) instead of BSA/AML to better align with the AML Act

by Kas Stewart, SVP & AAP ... the Bankers Bank provides Investment Safekeeping Services? Our team provides superior service, support and assistance. Let us oversee your portfolio activity so you can concentrate on your customers.   Competitive pricing Advance notice of maturities and coupon payments Separate accounting for your customer securities Waiver of fees for new depositors Fifty percent credit for withdrawal fees from current provider Transaction posting to your DDA 

by Kas Stewart, SVP & AAP There is something about starting a new year that creates the opportunity to start fresh, make changes, and explore new  and changing services. As you review 2023 and rethink 2024, please include The Bankers Bank  in that process. Reach out to your calling officer and ask for a review of our capabilities. We strive to keep community banks on the leading edge and have a full range of services to do just that. Are you fully utilizing iWeb?  Have you lo